$2739 Advanced Canada Workers Benefit Confirmed, Check Eligibility Rules And Payment Date

As September 2025 unfolds, thousands of Canadians are searching online for updates about a rumored $2,739 Advanced Canada Workers Benefit (ACWB) payment. For many low-income workers and families, even the mention of such financial relief sparks hope. But here’s the reality: there is no ACWB payment scheduled for September 2025.

Instead, the next official installment is due on October 10, 2025, following the Canada Revenue Agency’s (CRA) pre-announced payment schedule. To clear the air, let’s dive deep into what the ACWB really is, how payments work, who qualifies, and why so many Canadians were misled about a September payout.

What Is the Advanced Canada Workers Benefit?

The Advanced Canada Workers Benefit is a refundable tax credit that provides direct support to low-income Canadians before tax season ends. Unlike other benefits that come as a single lump sum during tax filing, the ACWB distributes part of the annual entitlement in advance installments throughout the year.

Key features of the ACWB include:

• Automatic calculation: You don’t need a separate application. CRA determines eligibility when you file your taxes.
• Two components: The basic benefit and a disability supplement.
• Purpose: To reduce financial pressure during the year instead of forcing workers to wait until spring refunds.

By targeting working households, the ACWB ensures that those earning modest incomes have additional resources to cover everyday expenses such as rent, groceries, childcare, and transportation.

Why September 2025 Has No Payment

Many Canadians mistakenly believed September 2025 included a $2,739 payout. The confusion largely stems from misinformation shared online, mixing up annual family maximums with actual installment schedules.

The CRA has made it clear: ACWB payments are only issued three times a year.

Payment Month	Confirmed Payment Date (2025)
January	January 10, 2025
July	July 11, 2025
October	October 10, 2025

That means after July’s payment, Canadians must wait until October for the next installment. There will never be a September payment.

ACWB Payment Amounts in 2025

The maximum amounts under the ACWB depend on household status, income, and disability eligibility.

Base Benefit

• Single individuals: Up to $1,590, phased out once income exceeds $26,149 and eliminated beyond $36,749.
• Families: Up to $2,739, phased out after income of $29,833 and eliminated above $48,093.

Disability Supplement

• An additional $821 per eligible individual.
• Phased out for singles after $36,748 and for families after $48,091.

Advance Payment Division

Since only 50% of the benefit is paid in advance, installments are split into three equal portions.

• Singles: Around $265 per payment.
• Families: Around $456.50 per payment.
• Disability supplement: Around $136.83 per eligible adult.

For families with two adults both qualifying for the disability supplement, the October installment could reach $730.17.

ACWB Eligibility Rules 2025

To access the ACWB, Canadians must meet the following criteria:

• Residency: Must be a Canadian resident on the first day of each payment quarter.
• Age requirement: 19 or older (exceptions apply if supporting a dependent).
• Income thresholds: Income must fall within the limits set by CRA.
• Tax filing: A 2024 income tax return must be filed before November 1, 2025.
• Other restrictions:
• Cannot be a full-time student for more than 13 weeks (unless with dependents).
• Cannot be incarcerated for more than 90 days.
• Must not be exempt from Canadian taxation (e.g., diplomats).
• Disability supplement: Requires an approved Disability Tax Credit (T2201 form) on file.

Why the ACWB Matters in 2025

The ACWB is one of Canada’s most crucial tools for tackling affordability challenges. As inflation keeps pressure on household budgets, low-income families depend on these payments to stay afloat.

• For single workers, even \$265 helps cover transit passes or utility bills.
• For families, \$456 per installment can make a difference in putting food on the table.
• For people with disabilities, the supplement provides additional recognition of their higher living costs.

Avoiding Payment Delays

CRA deposits ACWB payments automatically, but delays often happen. Common issues include:

• Incorrect banking information: Always update details in your CRA My Account.
• Unfiled or late tax returns: Without a 2024 return, you won’t qualify for the October payment.
• Eligibility changes: Shifts in marital status, dependents, or income can affect payment amounts.

For those expecting a paper cheque, it can take up to 10 business days longer compared to direct deposit.

Key Takeaways

• There is no \$2,739 ACWB payment in September 2025.
• The next confirmed date is October 10, 2025.
• Families can qualify for up to \$2,739 annually, with supplements available for disability claims.
• Filing taxes on time and keeping information updated with CRA are essential to avoid missed payments.

FAQs

Q1. Is there an ACWB payment in September 2025?
No. The next ACWB payment will be issued on October 10, 2025.

Q2. How much can families receive from the ACWB in 2025?
Up to \$2,739 annually, plus an additional \$821 disability supplement if eligible.

Q3. Do I need to apply separately for ACWB?
No. CRA automatically calculates eligibility based on your tax return.

Q4. Why did people think there was a September payment?
The confusion comes from the annual maximum figure being mistaken as a single September installment.

Q5. How can I make sure I don’t miss my ACWB payment?
File your taxes on time, update your CRA My Account with current details, and ensure you’re signed up for direct deposit.